The hazards associated with traveling can be costly. Personal belongings and even company property could get lost or damaged, trip cancellation can result in additional expenses and medical expenses can quickly mount up when a company staff is injured or falls seriously ill overseas.
Professional Photography & Filming work are NOT covered by most travel insurance...
Travel insurance is a low-cost way of getting the necessary protection. Nonetheless, with so many products in the market, it is important that one chooses a suitable plan. Most off-the-rack travel insurance plans cater to leisure trips. Hence, it is not surprising to find professional photography or filming work in the “Exclusion List” of these policies.
Through our partnership with insurance brokers, Starlight helps companies arrange for Corporate Travel insurance that covers employees and freelancers while working overseas.
Features of the Corporate Travel plan that we recommend:
- Covers media professionals during work overseas, including technical crew
- Option to issue on unnamed headcount basis for employees & freelancers hired by the company
- Choice of Worldwide or Regional plans
- Premium starts at S$190 per person
- Choose from selected Corporate Travel plans from reputable insurers
Main Benefits
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Emergency Medical Evacuation & Repatriation expense as incurred
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Accident Death & Permanent Disablement of up to $500,000
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(inclusive of covers for 2nd & 3rd-degree burns)
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Overseas Medical Expenses of up to $500,000
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Return Medical Treatment Extension of up to $50,000
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Daily Hospital Benefit
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Home Rehabilitation Allowance of up to 30 days
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Overseas Compassionate visit for family members
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Travel Inconvenience Covers
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Loss of baggage, personal documents & business property
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Loss of Travel & accommodation deposits
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Delays, Missed transport connection, and other travel inconvenience
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Hijack and Kidnap
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Personal Liability of up to S$1million
Special Feature
Covers cost of sending an alternative employee, in case an employee is unable to fulfill his trip due to serious injury or illness
The hazards associated with traveling can be costly. Personal belongings and even company property could get lost or damaged, trip cancellation can result in additional expenses and medical expenses can quickly mount up when a company staff is injured or falls seriously ill overseas.
Travel insurance is a low-cost way of getting the necessary protection. However, with so many products in the market, it is important that one chooses a suitable plan.
Professional Photography & Filming work are NOT covered by most travel insurance.
Most off-the-rack travel insurance plans cater to leisure trips and are not meant to cover claims arising from work-related injuries. Moreover, professional photography and filming work are often found in the “Exclusion List” of the policy wordings, which means that claims arising from these activities will not be covered by the policy.
Features of the Corporate Travel plans recommended by Starlight:
- Full-year coverage with choice of Worldwide or Regional plans
- Covers company staff while travelling overseas for work
- Option to top-up to cover leisure trips
- Add-on single trip covers for additional travellers (full-time/contract/freelance staff)
You’ll need to be a registered company to apply.
Main Benefits
-
Emergency medical evacuation & repatriation
-
Accident Death & Permanent Disablement covers
-
(inclusive of covers for 2nd & 3rd-degree burns)
-
Overseas medical expenses
-
Return medical treatment
-
Daily hospital benefit
-
Home rehabilitation allowance
-
Overseas compassionate visit for family members
-
Travel inconvenience covers
-
Loss of baggage, personal documents & business property
-
Loss of travel & accommodation deposits
-
Delays, missed transport connection, and other travel inconvenience
-
Hijack and kidnap
-
Personal Liability
Special Feature
Covers cost of sending an alternative employee, in case an employee is unable to fulfill his trip due to serious injury or illness
Option to include Leisure Trips
For a small amount of additional premium, you can insure leisure trips under the same plan
Annual plans start from S$171 per person.
Does travel insurance covers damage to equipment?
Though travel insurance protects personal belongings such as cameras and laptops, the claim limit for such items is very low and is unlikely to be sufficient for your equipment. To find out more about insurance coverage for equipment, please visit our Equipment page or Drone page.
