Equipment +

Personal Accident Package

Affordable & comprehensive coverage
Specially for Media Professionals

This insurance cover has been taken up by:

  • ​Cinematographers

  • Drone pilots

  • Sound recordists

  • Photographers

  • Grips

  • Gaffers

What's Equipment All-Risk Insurance?

It is an insurance policy specially designed to protect all types of media equipment against accidental damage, fire, and loss of use. The policy pays for repair costs if the damaged equipment is repairable. If the equipment is damaged beyond repair or irrecoverable, the policy pays for the cost of a replacement.

 

Here are some of the main features:

  • Covers company-owned equipment

  • Option to include equipment owned by freelancers & rental houses while these equipment are being used on your project

  • Local, Asia or Worldwide coverage available

 

Please note that this policy can only be purchased by a registered company.

For more information, please read our Equipment FAQ blog. 

Drones can be covered as part of your insurance package or as a standalone policy. Please see Drone Cover.

What's Personal Accident insurance?

Should your job require the handling of electrical equipment, you'll need Personal Accident insurance, which provides you with worldwide 24/7 protection.

 

The premium rates of Personal Accident plans are tiered according to the perceived risk exposure of various occupations. You'll be charged a higher premium if your job involves 'riskier' activities such as working from heights or the handling of electrical equipment.

Most off-the-rack Personal Accident plans are NOT designed to cover occupations that involve the handling of specialized media equipment.

 

Thanks to our partnership with insurance brokers, Starlight is able to help you acquire Personal Accident insurance that covers you during work & off-work. 

Underwritten by an international insurer, these are some of the benefits offered:

- Medical Expenses Reimbursement due to accidents

- Broken Bones, Permanent Disablement & Death due to accidents

- Weekly Temporary Disablement Benefit

- Daily Hospital Cash Benefit
- Recuperation Benefit

- Bereavement Grant

Benefits of a Equipment-All-Risk + Personal Accident Insurance Package
  • Convenient - having 1 packaged policy saves you the hassle of handling multiple insurance renewals

  • Cost-saving - as compared to taking up a separate insurance cover for each project that you undertake

  • Full-Protection - covers you & your gear throughout the year 

  • Affordable - premium for Personal Accident insurance starts from $220/year per person, for a sum insured of $100,000! (The premium rate is available only with this package)

You're welcomed to read our blog on how to save on insurance premiums.