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Professional Liability / E&O

Protects against lawsuit & claims due to unintentional mistakes in your work

An essential cover for original content creators: 

  • Films & videos 

  • Animation  

  • Advertising

  • Publishing 

  • Theatre

  • Music composing

Companies & professionals in the creative industry are constantly creating new content and working with multiple parties, inadvertently increasing the exposure to risks. Regardless of how experienced you or your team may be, you can still make mistakes or overlook certain details in your work. 

With clients being increasingly aware of their rights to pursue compensation, you could be held responsible for a client’s ‘financial loss’, if the loss was proven to be the result of your professional negligence.

Any dispute could be detrimental to one’s business, not to mention the stress that comes with handling a lawsuit! 


With Professional Indemnity insurance, you can be assured that any civil liability arising from a breach of your professional duties will be taken care of.  

How does Professional Indemnity Insurance work? 

Also known as “Errors and Omission” or "Media Liability" (specific to the media industry), such insurance policies protect you from claims arising from:

  • Breach of contract to perform professional services

  • Negligence

  • Misrepresentation

  • Inaccurate advice

  • Copyright & other Intellectual property infringement

  • Loss of documents

  • Defamation

Depending on your needs, the policy can be issued to cover a specific project or to protect your business for an entire year. 


It is a norm for broadcast channels & international distributors to expect a project to be insured with E&O insurance before picking it up.  This is a good practice that helps to protect the interest of all parties. 

Film & animation companies would benefit from finding out the cost of insuring their projects. For more information, please contact us directly. 

Why is Professional Indemnity insurance important for companies & professionals in Asia? 

In countries with mature media & art industries, it is a norm for companies & professionals to be insured with Professional Indemnity. With the Asian economies developing at such a fast pace & cross-borders collaboration becoming common, many companies & professionals are exposed to increasing risks both locally and overseas. 

Professional Indemnity could be an essential cover for the following: 

Companies specializing in:

  • Commercials & Interstitial production

  • Advertising

  • Product design

  • Publishing

  • Music composing & design

  • Theatre production​

Freelance Professionals:

  • Directors & Producers

  • Copywriters, Research/ Screenwriters

  • Director of Photography

  • Sound Recordists

  • Photographers

  • Graphics & Product Designers

  • Instructors & choreographers

PI for Film & Animation
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